Bonds & Deposits Archives - Page 4 of 7

Bonds & Deposits

6 ways to identify deposit scams

Some folks still have a fatal fascination for ‘better-than-FD’ returns advertised by unregulated entities – whether it is cryptocurrency exchanges offering interest rates of 12-14% on staking one’s crypto holdings, or peer-to-peer lending platforms promising you a 14% return from becoming part of a lending club. Informal entities ranging from unregistered chit funds run to the street corner jeweller tempt you to ‘deposit’ money with them promising high returns.

Aarati Krishnan August 21, 2022 7 Comments

Higher rates offer a window of opportunity for NRIs

Bonds & Deposits

Higher rates offer a window of opportunity for NRIs

If you are an NRI, the chances are that you usually keep an eye out for places to park your surplus earnings in India that are safe, will protect you from exchange rate changes and fetch a respectable return. You probably already have NRE deposits and FCNR(B) deposits, the bank FD equivalents for NRIs. But did you know that there have been recent regulatory relaxations by RBI that give you a window of opportunity to lock into higher rates on these tried and tested savings tools? Here is a closer look.

Pavithra Jaivant August 9, 2022 2 Comments

Commentary

All your debt fund doubts, answered

It is true that debt funds have been a washout in the past 3 years. For an investment of 1-2 years, FDs would have marginally (although not significantly enough) returned higher than liquid and ultra short duration funds.

Vidya Bala July 19, 2022 15 Comments

Bonds & Deposits

Prime Strategy: Time to lock into high yields and how

Eighteen months ago, it would have been difficult to imagine that there would be a time when debt investors in India would be spoilt for

Aarati Krishnan July 14, 2022 37 Comments

Bonds & Deposits

Three use cases where g-secs score

As a part of PrimeInvestor’s bond recommendations, we’ve been highlighting attractive investment opportunities in government securities (g-secs) in recent months. We actively track primary auctions of government bonds on the RBI Retail Direct platform to give you these calls. (Read this article on how to buy G-Secs)

Aarati Krishnan July 3, 2022 23 Comments

Bonds & Deposits

Private bond recommendation: SBI perpetual bonds series 2019-20

Market yields on government bonds have been rising quite sharply in recent months, with short-term yields rising to narrow the gap with long-term yields. However, for investors with surpluses to invest for 2-3 years, the options are still somewhat limited.

Aarati Krishnan June 14, 2022 No Comments

An income option for under 5-year time frame

Bonds & Deposits

An income option for under 5-year time frame

When bond yields started their upward move this year, we started giving calls on G-Secs and SDLs auctioned on the RBI Retail Direct portal. We have one more such call today for those looking for regular income flow for the next 4.5 years.

PrimeInvestor Research Team May 31, 2022 11 Comments

Bonds & Deposits

2 safe options to earn 7.4%

India’s market interest rates have been rising very swiftly after the recent mid-cycle rate hike by the RBI. In our earlier analysis we had highlighted that bonds issued by the Central and State governments should now be your first choice as and when primary auctions crop up, as they offer the best combination of low risks with high yields currently.

PrimeInvestor Research Team May 10, 2022 6 Comments

2 G-Sec bond options to invest right now

Bonds & Deposits

2 G-Sec bond options to invest right now

About 10 days ago, we alerted you about the upcoming opportunities you will have in the bond market as we move up the rate cycle. Today, we are recommending 2 government securities (G-secs) that are out as auction in the RBI Retail Direct portal. You might want to check if your brokerage has the option to buy these.

PrimeInvestor Research Team May 1, 2022 10 Comments

Bonds & Deposits

How to ride the interest rate upcycle

Indian debt investors have been handed a raw deal in the last three years. Though inflation has been rising and market interest rates edging up, the Reserve Bank of India (RBI) and the Monetary Policy Committee (MPC) were doing their level-best to keep a lid on interest rates, to protect borrowers in a Covid-hit economy.

Aarati Krishnan April 21, 2022 14 Comments

A privately placed bond with attractive risk-return pay off

Bonds & Deposits

Prime Bonds: A privately placed bond with attractive risk-return pay off

Last week, we announced the beginning of our coverage of privately placed bonds. Today, we’re issuing the first of such calls. The private issuance of this unlisted bond was done on March 4, 2022 and it is now available as a secondary sale of privately placed bonds. Our report and recommendation here is on this secondary sale.

Vidya Bala March 6, 2022 17 Comments

GSec/SDL Recommendation: Two SDL bond opportunities to lock into RIGHT NOW

Beginning now, we will be issuing recommendations on opportunities arising in primary government bond issues to Growth subscribers. These recommendations will be both central govt bonds (called G-Secs) and state development loans (SDLs) and if opportunities are attractive – treasury bills as well.

PrimeInvestor Research Team February 5, 2022 18 Comments

PrimeInvestor - Articles and Reports

6 ways to identify deposit scams

Higher rates offer a window of opportunity for NRIs

All your debt fund doubts, answered

Prime Strategy: Time to lock into high yields and how

Three use cases where g-secs score

Private bond recommendation: SBI perpetual bonds series 2019-20

An income option for under 5-year time frame

2 safe options to earn 7.4%

2 G-Sec bond options to invest right now

How to ride the interest rate upcycle

Prime Bonds: A privately placed bond with attractive risk-return pay off

GSec/SDL Recommendation: Two SDL bond opportunities to lock into RIGHT NOW

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