Mutual funds & ETFs
How did equity funds perform in 2019?
Here are the key lessons from studying the performance of equity funds in 2019.
Vidya Bala
December 20, 2019
10 Comments
PrimeInvestor - Articles and Reports
Bonds & Deposits
Should you buy L&T Finance NCDs? Which option?
L&T Finance, a non-deposit-taking NBFC, is seeking to raise Rs 1,500 crore from a public issue of Non-Convertible Debentures that is open from December 16 to December 30, 2019. Should you buy? If so, which option can you consider?
Aarati Krishnan
December 17, 2019
No Comments
Mutual funds & ETFs
What returns should you expect from your debt funds?
The last two years of turmoil in the debt fund space may have left you wondering what returns to expect from debt funds. Will debt funds beat FD? Or would their returns hover somewhere around their yield (yield to maturity) as promised by some? Are double-digit returns possible in debt? Use this analysis to set more realistic expectations from debt funds instead of a vague 8% or 9% return you may have in mind.
Vidya Bala
December 16, 2019
12 Comments
General
Where to park your VRS proceeds
The over 92,000 staffers who have opted for the Voluntary Retirement Scheme (VRS) from BSNL and MTNL are now faced with the challenging task of finding a safe parking ground for their money while making sure it earns reasonable income in a low interest rate environment. They need to factor in liquidity and tax efficiency too. If you’re a VRS optee, don’t worry. Here’s a list of attractive investment options, ranked in the order of their safety.
Aarati Krishnan
December 13, 2019
13 Comments
Bonds & Deposits
Bharat Bond ETF – facts to know before you invest
The Bharat Bond ETF will open on December 12 and close on the 20th. Most of you would have read about the ETF in the news. PrimeInvestor had briefly covered it last week, where we discussed the emergence of a new class of debt ETF. With all the details about the Bharat Bond ETF now out, let us move to specifics about the Bharat Bond ETF from Edelweiss AMC.
Vidya Bala
December 11, 2019
3 Comments
Mutual funds & ETFs
Should you invest in ETFs in India?
With some classes of domestic mutual funds struggling to deliver on their promise and a global shift towards ETFs and index investing, the local interest in ETFs is healthy and welcome. But to think that Indian ETFs are fault-free and the ideal route to investing is flawed.
Here’s why, and how to negotiate the ETF space in India.
Bhavana Acharya
December 9, 2019
3 Comments
Bonds & Deposits
Are we at rock-bottom on interest rates?
As the Monetary Policy Committee (MPC) decided to defy all expectations to hold its repo rates at 5.15 per cent yesterday, a sigh of relief must have gone around retirees and fixed deposit investors. But as the MPC has kept the door open for further cuts by signalling an ‘accommodative stance’, they must be wondering – “Is this rock-bottom for interest rates? How much lower can they go?”
Aarati Krishnan
December 6, 2019
6 Comments
General
The emergence of a new class of ETF in debt
Owning bonds, unless you are well-diversified, has become a super risky proposition since September 2018. Credit risk and drying up of liquidity have proved to be lethal combinations to manage for investors. Now the debt ETF space may receive some life with the soon-to-be launched defined maturity PSU Debt ETF.
Vidya Bala
December 2, 2019
7 Comments
Bonds & Deposits
What we look for in FDs – The PrimeInvestor approach
“Is my fixed deposit with so-and-so company safe?” This query is cropping up often, after the recent default on fixed deposit repayments by Dewan Housing Finance Limited and RBI’s strictures on PMC Bank.
At PrimeInvestor, our approach to curating a list of fixed deposits is to put safety far ahead of return considerations. Here’s the approach we use to choose our recommended list of FDs.
Aarati Krishnan
November 29, 2019
12 Comments
Mutual funds & ETFs
Is it time to move from active funds to index funds?
Is it time to move from active funds to index funds?
The answer is no. There will definitely be more space for index investing in your portfolio but that doesn’t mean you can ignore active funds. We’ll show you some numbers on Indian active funds’ ability to beat the indices currently.
Vidya Bala
November 27, 2019
11 Comments
Mutual funds & ETFs
Direct vs Regular Mutual funds – How should you decide?
It has been 7 years since SEBI came out with direct plans in mutual funds and a lot has happened during this period. At this time, how should an investor decide which plan to go for – direct or regular? What are the factors to consider? Srikanth Meenakshi distills 11 years of FinTech experience and working with investors to provide a roadmap.
Srikanth Meenakshi
November 25, 2019
8 Comments
Taxes
How you should use Section 80C for saving taxes
Deductions under section 80c are either expenses or investments. Blend tax-efficient debt and equity investment options to maximise benefits and balance risk There’s no dearth
Bhavana Acharya
November 22, 2019
5 Comments
