Categories Archives - Page 77 of 95

Bonds & Deposits

9 things to look before you choose your bank FD

With the economy looking up and interest rates likely to rise again, safety-seeking investors may like
to shop around for bank deposits offering attractive rates. But as we had explained in an earlier
article, given the way deposit insurance works in India, it simply isn’t worth it to take risks with your
bank deposits for slightly higher rates. (Read this to know why https://staging.primeinvestor.in/why-bank-
fixed-deposits-can-be-high-risk-too/)
But identifying a sound bank has become infinitely tougher post-Covid. Borrowers are just coming
out of a loan moratorium and banks are prevented from reporting their true bad loan picture due to
a Supreme Court standstill. If bad loan provisions get out of hand, some currently profitable banks
can turn loss-making or face capital shortfalls.

Aarati Krishnan February 18, 2021 No Comments

Markets

Outlook on indices that are outperforming Nifty 50

In our last article, we discussed the performance of sectoral indices. A look at the thematic and strategy indices on the National Stock Exchange (NSE) would be a logical follow-up to the previous post.
We will be using the same Point & Figure charting based methodology, that was used earlier, to identify the outperformers in relation to the Nifty 50 index.

B Krishnakumar February 16, 2021 20 Comments

Where to invest your Franklin debt fund proceeds?

You would have started getting the locked money from 5 of the 6 debt schemes of Franklin India Mutual after a stressful 10 months. Now that the money has started flowing in, where should you invest?

Vidya Bala February 16, 2021 No Comments

Short Takes

Welcome to Prime takes – Short-takes on assorted things

We’re happy to get started with a new, experimental section in the PrimeInvestor platform. We are calling it ‘Prime Cuts’ – short essays published in an ad-hoc fashion (meaning, whenever we feel like 🙂 ) about things we find interesting.

Srikanth Meenakshi February 16, 2021 2 Comments

Mutual funds & ETFs

Why your debt funds have negative returns and what to do

Most of you are now comfortable with the fact that gilt funds can deliver negative returns in the short to medium term when rates move up. We have also written about it here. But the negative return prevalent in the past month or so, across most debt fund categories has troubled many of you.

Vidya Bala February 14, 2021 48 Comments

Stocks

How to deal with loss-making stocks in your portfolio

When building a long-term equity portfolio, one common mistake that many of us make is to watch over our profit-making stocks with tender love and care, while orphaning our loss-making stocks. This, over time, leads to our portfolios featuring a few big winners but carrying a long tail of loser stocks that are down 80 or 90% from their buy price.

Aarati Krishnan February 11, 2021 No Comments

Stocks

How To Invest In Share Market – 5 simple steps

How to invest in share market -The first step you need to take (even before you invest in the share market) is to identify your goals.

Gaurav Menon February 10, 2021 No Comments

Mutual funds & ETFs

Should you invest in balanced advantage funds now?

If you watched any cricket in the past few days, you could not have missed the ad from a prominent fund house, extolling the virtues of (their) balanced advantage funds. Whether its AMCs, fund managers, media, or your neighbour, the advice is that the best way to manage current markets is to add a balanced advantage/dynamic asset allocation fund to your portfolio. Should you?

Bhavana Acharya February 9, 2021 39 Comments

General

GME and Investors in India

Are Indian investors starting to buy into the GME hype? How risky is it, and what could happen with this company’s stock? The background story and how it is playing it currently.

Srikanth Meenakshi February 8, 2021 4 Comments

Stocks

Why corporate governance matters

Corporate Governance. Many investors, when they hear the term, visualize a theoretical concept that has to do with boring things like morals and ethics but doesn’t directly affect them. But corporate governance has a direct impact on the wealth you take home from investing in equities. Here we attempt to explain why.

R Balakrishnan February 8, 2021 No Comments

Recommendations

Prime Recommendation: A debt fund for the new rate scenario

Two events have set the stage for a rise in yields, whether the RBI pauses or hikes rates. One, a few weeks ago, the RBI closed the tap that pumped liquidity into the system. That meant no more excess supply of money. This caused an immediate rise in short-term yields, causing mark-to-market losses in some funds over a week or two. In just 2 months, the 3-month government bond moved from 2.9% in December beginning to 3.36% now. This is a sharp move for a shorter tenure bond.
Two, Budget 2021 has decided to retain its market borrowing at Rs 12 lakh crore, same as the pandemic-hit year. It has also provided many novel measures to tap the debt market for infrastructure financing. The 10-year gilt yields climbed sharply as the budget was announced.

Vidya Bala February 2, 2021 26 Comments

General

Budget 2021 – What’s in it for you?

Fiscal spending and debt funding appear to be the primary gears that Budget 2021 plans to use in full throttle – in the hope of reviving the economy.
The big picture first. Fiscal deficit at 9.5% of GDP for FY-21 will not ease any time soon. It will take a slow path to reducing to 4.5% by FY-26. What does this mean? The thus-far fiscally-prudent government has decided it is necessary to spend to spur growth, with a slow glide path to fiscal prudence. And the stock markets love this!

PrimeInvestor Research Team February 1, 2021 11 Comments

PrimeInvestor - Articles and Reports

9 things to look before you choose your bank FD

Outlook on indices that are outperforming Nifty 50

Where to invest your Franklin debt fund proceeds?

Welcome to Prime takes – Short-takes on assorted things

Why your debt funds have negative returns and what to do

How to deal with loss-making stocks in your portfolio

How To Invest In Share Market – 5 simple steps

Should you invest in balanced advantage funds now?

GME and Investors in India

Why corporate governance matters

Prime Recommendation: A debt fund for the new rate scenario

Budget 2021 – What’s in it for you?

Login

Login

Become a PrimeInvestor!

Become a PrimeInvestor!