Portfolio ReviewPro

Worth Of Portfolios Reviewed!

₹ 0 + crore

Track, understand, and review your current, live, mutual fund portfolio. Know how well your portfolio is returning & get an expert opinion on what’s needed to make your portfolio better. Now, with a ‘Family Portfolio’ feature so you can take care of your entire family’s wealth easily in one place!

Add up to 5 PANs to track & review together
Live, consolidated view of all your funds
Prime Research opinion on your portfolio
5 dimension portfolio review – Performance, Risk, Quality, Expenses, Concentration

Have an existing account? Login here.

A better portfolio for better returns

Know your portfolio’s health and the ways to enhance its quality

Family account: Add funds held under 5 PANs to track & review with flexibility
Enhance returns: Our calls tell you which funds are good & which to sell
Manage portfolio risk: We'll tell you where risk comes from
Balance your portfolio: Get the equity & debt allocation that's right for you
Reduce costs: We'll identify where your fund costs are too high
Right-size your portfolio: Get the ideal number of funds you should hold

How does it work?

5-dimension review

Our research insights cover 5 different aspects of your portfolio – Performance, Risk, Quality, Concentration & Expense.
This holistic review will help you take the right action for peak portfolio performance.

What our customers say

I am delighted with the Portfolio Review Pro. It is indeed a game changer and offers significant value to investors by thoroughly reviewing the portfolio within a few minutes. The best part is that it automatically picks up all current investments using the PAN and thus saves the manual effort otherwise needed from users of this tool. The Quality and Portfolio risk assessments are particularly impressive.

Excellent. I have tried it on my MF Folio. Got great feed back.This will immensely help to rearrange my folio and avoid repetition.

The tool is useful in providing a snapshot of the portfolio in each fund and an overall summary. The downloaded PDF of the review is indeed very useful for future reference.

The Portfolio Review Pro tool quickly collects data from MF Central and gives me valuable insights into my portfolio performance and risk. The UI is user-friendly and the portfolio review feature is amazing to see everything at a glance. I trust that the tool will keep my data secure and private at all times. It is a great and useful tool that offers more features than other apps in the market. It also provides additional insights based on PrimeInvestor recommendations, which I find very helpful.

Brilliant tool...works flawlessly. Using PAN, the tool fetches all the MF in my portfolio and later it asks for time-frame & risk.

This is a great initiative, very informative and helpful. Kudos to the entire team!

Tool looks great. Congratulations! Love seeing the XIRR, sheds light on how the portfolio is actually performing.

The UI looks great. Getting the XIRR for all my funds in one box is cool. The evaluation of funds based on a combination of risk, performance, expense, and diversification is cool too.

FAQs

Some common questions on the Portfolio Review Pro, answered. If you have any further questions, please write to us here.

What goes into the portfolio review?

Portfolio Review Pro is a one-of-its-kind tool to provide an expert review of your mutual fund portfolio. The tool not only helps you keep track of all your mutual fund holdings in one place but also provides a three sixty degree health-check of the quality of your portfolio. It lets you know whether your portfolio allocation is right for your time frame and whether your portfolio risk is in line with your own risk. More importantly, it tells you whether you hold good funds or poor quality ones and whether to buy or hold or sell them. This is not all. It even tells you whether your portfolio is concentrated and whether you hold too many funds or too few. If you hold regular plans, the tool also assesses those where expense ratios are disproportionately high compared to the direct plans.

How do I know what action I should take in my portfolio?

You will get the following output from the Portfolio Review Pro tool:

The ideal asset allocation to have
Whether your portfolio risk is higher than what you had assessed it to be
Whether the funds you hold are a buy/hold/sell based on our fund research
The ideal number of funds to have
Which regular plans are above average in cost, warranting a switch to direct.

These inputs will help you decide whether to reduce or increase your equity/debt, lower your risk (we have provided a guide on how to do it), exit poor quality funds and reduce the number of funds.

How do I fetch my funds?

If you are not a Prime subscriber, simply register with us for free, and enter your PAN and mobile number. You will receive an OTP. This will permit us to fetch all your mutual fund holdings, regardless of where you hold them. You can come back and view your portfolio at any time.

How does Portfolio Review Pro assess my portfolio health?

The Portfolio Review Pro takes inputs on your age, risk and goal time frame. These go into arriving at the ideal asset allocation and assessing the actual risk level of your portfolio. The tool assesses quality based on the fund performance and the research team’s call on the funds you hold. The tool also calculates the extent of concentration in your portfolio, based on the portfolio size, number of funds you hold and AMCs. If you hold regular plans, the tool also assesses those where expense ratios are disproportionately high compared to the direct plans.

Why do you need my PAN and phone?

Your PAN and phone are collected to obtain your mutual fund holdings from the RTAs. The information procured will be used solely for analysis purposes and to provide insightful information about your portfolio to you.

How many PANs can I see in the Portfolio Review Pro?

At this time, the Portfolio Review Pro allows only one PAN per user/subscriber. Therefore, please use the PAN for the portfolio you most frequently manage. We are working on permitting multiple PAN per user, and we hope to roll that out in a few months.

Will I need to use this tool just once?

No. You can and should use it periodically. Your own investments change, your asset allocation changes unknowingly as markets move up or down and fund performances keep changing. To know whether you are on track and to make course corrections on time, it is necessary that you regularly use Portfolio Review Pro to ensure you are on the right track. This is possible only if you are a PrimeInvestor. If you are not a Prime subscriber, subscribe today to reap the full benefits of this unique tool besides the host of other recommendations and tools on the platform. Click here to subscribe.

Is the tool an ‘advice’ on my portfolio?

No. The Portfolio Review Pro uses the inputs you provide and arrives at an ideal allocation for such time frame, risk and age. The ideal allocations are driven algorithmically, based on time-tested allocation principles and years of backtesting on risk-return payoffs for different time frames. The portfolio risk is based on the fund category’s risk and the suitability of the same for your time frame and allocation. The individual fund calls (recommendations) are done by on our own research team based on fund performance.All of these are meant to act as a guide and are neither advisory in nature nor are they tailored specifically for you. You should do your own research or consult an advisor before taking investment decisions.

How frequently can I refresh my data?

If you have made any changes to your funds after the last time you used Portfolio Review Pro, you will need to refresh to populate the fresh data. You can refresh the data through an OTP. If you have subscribed to our free trial, you will be able to fetch your fund holdings only once. After that, for any refresh to update your data and changes to your portfolio, you will have to become a PrimeInvestor subscriber.

For Prime Growth subscribers, you can refresh once in 24 hours. For Prime Essentials subscribers, you can make such refreshes once in 14 days (twice a month). So even if we say so ourselves, Prime Growth, along with its other features, will be a great value-buy!

Do I need to enter my PAN every time I want to view my portfolio?

No. The Portfolio Review Pro auto-populates the details fetched when you first provide the PAN. So, the next time you view it, your portfolio value, fund returns and review will be updated. However, any additions or redemptions you make to your portfolio in the meanwhile, will not be updated unless you refresh the tool.

How is Portfolio Review Pro different from others?

There are a few tools that are currently available, and these primarily allow you to merely track your mutual fund portfolio by simply putting together all your funds. A few of these provide a handful of general observations on your fund holdings – but most are not actionable, do not help you in arriving at an optimal portfolio for you, and are not comprehensive. We can confidently say that PrimeInvestor’s Portfolio Review Tool is unique in its ability to allow you to track, analyse and offer actionable insights.

Can PrimeInvestor make changes to my portfolio?

Absolutely not. By using Portfolio Review Pro, you are merely letting us to fetch your data from multiple places and allowing us to analyse them to provide actionable insights about your portfolio. We simply have access to information on your fund holdings and cannot act or transact on your behalf in any way. We are not a transaction platform and have no agenda save for letting you know if your portfolio is doing well or otherwise. You will need to carry out the changes through the platform where you invest based on your own final investment decision.

How safe is my information with you?

All data are stored in highly secure, India-based servers and transmitted in industry-standard encrypted formats. PrimeInvestor Financial Research Pvt Ltd (PrimeInvestor.in) WILL NOT share any personal information about you with any third-party for any reason, unless required to do so by market regulators or government agencies. The information procured will be used solely for analysis purposes and to provide insightful information about your portfolio to you.

Try out the tool

REVIEW YOUR FUNDS FOR FREE

How to use Prime Portfolio Review Pro?

Prime Portfolio Review Pro is a one-of-a-kind tool that guides you into making prudent decisions with regard to your mutual fund portfolio.
It allows you to track your mutual fund portfolio and gives you useful and actionable insights on your portfolio holdings, based on the inputs you give. And it is absolutely easy to use! We fetch your data with just your PAN, phone and an OTP, instead of the cumbersome statement upload that you have to deal with in most other platforms.
Portfolio Review Pro does a thorough health check of your live mutual fund portfolio and tells you the following:

Where your equity-debt split stands & where it should be
How risky your portfolio is, and the risk contributors
Buy/hold/sell calls of the funds you hold
Concentration or problem of too many funds & the ideal number of funds to hold
Whether the cost of regular plans is eating into your returns

In essence, it is a complete DIY guide to fine tuning your portfolio to deliver better with optimal risk.

Portfolio Review Pro – Getting started

The Portfolio Review Pro brings together all the mutual funds you hold, under a single view. Here’s how to start your review:

Step 1
Enter your PAN and phone number. The tool will fetch all funds linked to your PAN.

Step 2
Enter the OTP. These two steps will permit us to fetch your fund details. This could take a few minutes to complete, so do wait!

Step 3
View a snapshot of all your holdings such as portfolio value, absolute gain, XIRR, the asset allocation and finer details. Information on current value, gains, asset allocation and so on will be updated every day. If you make any fresh investments or redemptions, you will have to refresh the data using an OTP. The number of such refreshes are moderated based on your subscription (see FAQs).

Step 4
Hit Review My Funds. This will begin the review process. The Portfolio Review Pro has built in the flexibility for you to choose the funds you want to review as a portfolio, so this is the additional step you need to take to complete the review. So, if you have earmarked a few funds for a specific goal, then choose only those funds, so that you will be able to give the right time frame and risk profile for that specific goal.

Step 5
Provide the inputs for the portfolio you want to review – age, timeframe, risk. Select the funds you have earmarked for this portfolio. If you don’t have such specific portfolios for goals, simply select all funds (which is the default option). You can review as many times as you like, so you can separate out your funds into different goals. Then hit Review Funds.

Step 6
The Portfolio Review Pro will provide an overall health score on the portfolio. You will get detailed observations on fund performance, portfolio asset allocation, portfolio risk, fund quality, portfolio concentration, number of funds, and expense ratios (if you hold regular plans). These insights will highlight the aspects where your portfolio stands strong and where you will need to make changes.
But since your own investments and redemptions, fun performance, asset allocation, expense ratios and such all change over time – not to mention additional investments or redemptions – don’t stop at a one-time review.

Step 7
Hit Download PDF to download and save your review for future easy reference. Then plan your course of action! Based on the insights that the Portfolio Review Pro offers, decide what changes to make. How? We explain in the next section.